“I didn’t think that I could ever retire. We took loans to help my daughter through nursing school. I didn’t know that there were flexible plans, and I feel so much better that my payments will decrease when I retire and my income goes down”
SB - Charlotte, South Carolina

“The student loan Servicing company never explained that I had to re-certify my program each year. I kept making the payments, but didn’t know that without re-certifying, the payment wasn’t the correct amount. I now have things back on track and my credit score is improving”
NF - Jacksonville, Florida

“I haven’t been able to afford my $550 monthly payment. When I called the loan company, they said I needed to pay $4500 to get the loans out of default. With the right application, and in a month, I’ll be out of default. And, I didn’t even have to pay that $4500!”
SE - Atlanta, Georgia