Terms and Conditions of Enrollment

United Wealth Education (“UWE”) is primarily engaged in providing United Wealth Education and products.

UltraScore™ will provide to enrollee the following:

  • Comprehensive analysis of the positive and negative items impacting your credit score

  • Personalized action plan to improve your credit file for your immediate and long-term goals

  • Customized recommendations to build and maintain good credit

  • One-year access to the online credit education and resource center libraries

Applications can cancel this contract within three (3) business days after enrollment and receive a full refund. After three (3) business days, no refund will be issued.

You understand and authorize United Wealth Education (UWE) to charge you $25 per month, unless you notify UWE of your intent to cancel your enrollment in the UltraScore. Payments will be automatically debited from the payment method provided - credit or debit card or checking account. An email reminder will be sent each month prior to your billing due date. Failure to make your payment on the established due date will result in suspension/cancellation of all activated programs.

Mediation of Controversies. If a dispute arises out of this contract, and if it cannot be settled by the parties, the parties agree first to try to settle the dispute by mediation administered by any mutually agreed upon mediator pursuant to the Commercial Mediation Procedures of the American Arbitration Association("AAA"). If they do not resolve the dispute within 60 days, then, upon notice by either party to the other, all disputes, claims, questions or differences shall be finally settled by binding unappealable arbitration administered by ay mutually agreed upon arbitrator (or if none can be agreed upon, then by the AAA) pursuant to the Commercial Arbitration Rules of the AAA. In any such proceeding, which must take place in Oakland County, the State of Michigan, each party shall bear their own attorney fees and costs, however, the fees and costs of any neutral mediator or neutral arbitrator shall be paid by UWE. Additionally, Applicant agrees not to initiate or participate in any class action proceeding against UWE, whether in a judicial or mediation or arbitration proceeding, and Applicant waives all rights to become a member of any certified class in any lawsuit or proceeding.